Annual Report States: RBI’s FY25 Balance Sheet Grows by 8.20% YoY, Reaching Rs 76.25 Lakh Crore
RBI Reports 8.20% Increase in Balance Sheet for FY25
The Reserve Bank of India (RBI) revealed on Thursday that its balance sheet for the financial year ending March 31, 2025, experienced an increase of 8.20% compared to the previous year, reaching Rs 76.25 lakh crore, up from Rs 70.47 lakh crore as of March 31, 2024. This balance sheet encapsulates the institution’s operations related to currency management, monetary policy implementation, and reserve oversight.
Financial Performance Overview
The financial performance metrics for FY25 showcased growth in both income and expenditures relative to the prior fiscal year. Income surged by 22.77%, contrasting with a 7.76% rise in expenditures. The year culminated in an overall surplus of Rs 2.68 lakh crore, significantly higher than the Rs 2.10 lakh crore recorded in the previous year, marking a 27.37% increase.
Dividend Announcements and Provisions
Following the establishment of necessary provisions, the RBI confirmed that this surplus is to be disbursed to the Central Government. A provision amounting to Rs 44,861.70 crore was allocated and directed to the Contingency Fund (CF). Notably, the FY25 Annual Report stated that no allocations were made for the Asset Development Fund (ADF). Earlier, on May 23, the RBI had declared a dividend payout of Rs 2.69 lakh crore for the central government concerning the fiscal year 2024-25.
Asset and Liability Changes
In its Annual Report for FY25, the central bank indicated that the growth in assets was propelled by notable increases in gold, domestic investments, and foreign investments, which rose by 52.09%, 14.32%, and 1.70%, respectively. Domestic assets represented 25.73% of total assets, while foreign currency assets, along with gold (including deposits and holdings in India), and loans to foreign financial institutions accounted for 74.27% of total assets as of March 31, 2025.
On the liabilities front, the growth was attributed to a rise in currency notes issued, revaluation accounts, and other liabilities, with increases of 6.03%, 17.32%, and 23.31%, respectively.
